Bj’s perks® mastercard® these are the benefits to expect if you apply for the perks® mastercard®. Validate your membership by entering the information located on your membership card or sign in. Pin On My Posh Closet When applying for new credit, it’s important to know your credit scores and what’s on your credit reports. Bj's credit card apply . The bj’s plus credit card would an effortless addition for frequent bj’s shoppers to take advantage of, however, it might not be worth paying for a membership just to own. Since bj’s credit cards are mastercards, though, you’ll have access to the network’s benefits, regardless of which program you choose to enroll in. Bj’s credit card terms and conditions. Getting approved for a bj’s credit card requires a little planning. You have to call them 14 days after you submit your application, as this is the average time they need to review it and come to a decision. Your store membership fee will automatically be billed to your cred...